Resources

Hired & Non-Owned Auto Coverage

Hired & Non-Owned Auto Coverage

Ever send your employees on a work errand? Do they use their own vehicle? Do you ever take a business trip and rent a car? If your business ever requires you or your employees to travel in a vehicle that is not owned by the company, then Hired & Non-Owned auto coverage is a necessity.

Builder’s Risk Insurance Cost Factors

Builder’s Risk Insurance Cost Factors

What factors affect the price you pay for Builder’s Risk insurance? Discover the 4 details of your new construction or remodel project that will have the most effect on your policy’s cost.

Tool & Equipment Insurance 101

Tool & Equipment Insurance 101

Theft of tools & equipment is a huge problem in construction. Learn the ins and out of Contractors Tool & Equipment Insurance.

Replacement Cost vs Actual Cash Value

Replacement Cost vs Actual Cash Value

How big of a check will you get from your insurance company in the event of loss? The answer lies in how your property is valued. Find out the difference.

Auto Insurance Coverages Explained

Auto Insurance Coverages Explained

We breakdown each coverage in an auto insurance policy in simple, easy to understand terms. Learn why if you don’t have Uninsured – Underinsured Motorist coverage, you’re taking a significant risk.

Commercial Auto Insurance 101

Commercial Auto Insurance 101

What are the differences between a Personal and Commercial Auto insurance policy? Find out the coverages, endorsements, and options that make a Commercial Auto insurance policy a must have for all contractors.

Contract Bonds 101

Contract Bonds 101

Bidding a Public Works job or large project and need a Bid & Performance/Payment Bond? Find out what they are, how much they cost, and how to get them.

Surety Bonds 101

Surety Bonds 101

What is a Surety Bond? Find out what they cover, why you need it, and how much they cost.

What is an Xmod?

What is an Xmod?

It is the most important number when it comes to how much you pay for workers compensation insurance. Find out what it means, how it is calculated, and how it can save you money.

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